How To Do a Credit Card Balance Transfer in 8 Steps Your current balance will be transferred to the new myki, which you can use immediately. Yes. But what if the amount is comparable to or less than the postage? As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Victoria's myki public transport card could be scrapped by end of 2023 What are the best business credit cards for cash back? What are Your Rights as a Credit Card Holder? endobj Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . The cost would have been deducted from the balance at transfer. I still don't understand why though - what is the technology required to do this? What's Auto-load? Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. We're working to improve our systems so we can allow other payment card types in the future. 0000014445 00000 n That's a lot of free money for Myki, which customers are unlikely to ever claim. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. Register your myki - Public Transport Victoria Top up your myki I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. WalletHub Answers is a free service that helps consumers access financial information. About Myki cards & Mobile Phone SIM cards - Tripadvisor Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! Most issuers of balance transfer cards let you initiate the balance transfer process online. December 29, 2022 - 1:47PM. How does credit and credit cards work for students? But is it possible to go to a ticket booth and have the person there do it? My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . 0000014515 00000 n MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). 0000001076 00000 n Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Some trips take longer than two hours because of a transfer between services. endobj Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. Click on "Select Offer.". 0000001798 00000 n Legit all the way, touched on and everything. About Myki cards & Mobile Phone SIM cards - Melbourne Forum JavaScript must be enabled to use this site.We're sorry for any inconvenience. You can register your Mobile myki via Register your myki. Your first touch on creates a 2 hour fare. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. Then I begrudgingly bought a new Myki card. The unused money does not sit in an account earning interest. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . I know it's not possible to do it online. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Step 3: Review Card Offer Terms. If you're still travelling after 2 hours, you'll be charged a daily fare. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. We are committed to being fully transparent with our readers. Once your phone has rebooted, go to Mobile myki within Google Wallet. 215 0 obj We'll block it and can arrange a refund to your new Mobile myki. What to Do If You Cant Get a Student Credit Card? You can replace your ticket if its expired, damaged or defective. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. In a couple of weeks I will be renovating and furnishing a new house. If you receive a check, you then need to forward it to your old card provider. Your Mobile myki will now appear in Google Wallet. How can I check the balance of my myki card? For example, when your myki Money balance reaches $10, you could top up with $20. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. You'll need to know the account number for your existing balance and how much you want to transfer. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . How do I know if my balance transfer was approved? FAX?! Seniors Card Frequently Asked Questions (FAQs) The . The short version. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. Top up myki | Service Victoria 187 0 obj Credit cards may set a minimum balance transfer fee of $5 or $10. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. I realise this is not a life-changer, but there's a principle at stake. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). 0000003206 00000 n How Does Mobile Myki Work In Australia? Guide To Ise Myki - Mobile Pokies Do You Have to Be a Student to Get a Student Credit Card? Auto-load is the same as auto top up. After all, I was going to pay more money as opposed to the concession rate. How do balance transfers work? | Barclaycard No. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. If this occurs, you won't incur a duplicate fare. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. You can request a new, free myki smartcard through your online account. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). <> Refunds cannot be issued for less than $5. Any money on your card will be protected. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . Transfer a Balance From One Synchrony Bank Card To Another If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. When a Myki card is lost or . Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. This will let you manage your myki as you would a physical myki card. Save. 0000002274 00000 n <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. and our How to pause your Myki or get your money refunded while you're stuck at My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. According to the Fares and Ticketing Manual (ptv.vic.gov.au) The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. New comments cannot be posted and votes cannot be cast. Yes. Contact us to request the transfer. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Adelaide metroCARD - Adelaide Metro Refund of Myki card balance - Melbourne Forum - Tripadvisor About go card | Translink Your myki money or pass can then be transferred to a new smartcard. What is the best credit card for excellent credit? What is the best credit card for bad credit? endobj To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? JavaScript must be enabled to use this site.We're sorry for any inconvenience. Now, on the form it says I need the card to be re-imbursed. 185 0 obj The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. Most balance transfers with Chase process within a week. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? If you have Mobile myki you can set Auto Load via the Google Pay app. Step 5: Apply for the New Card. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. Pay down your credit card debt. I was told that when I made a new card I would be able to transfer the money across. I want to transfer the $19.90 to the card with $6.54 on it. Check your old Myki cards - Daniel Bowen How to transfer a balance to a Capital One credit card You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. How to Process Credit Card for Consumers & Merchants? Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. *Rates, fees or bonuses may vary or include specific stipulations. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. You can read the Terms of Service online. You can also update it there if youre not on the latest version. Upon approval, your new card provider might pay your old card provider directly or send a check to you. From a creditworthiness point of view, this number should be at 30% or lower. The phone is awake whenever the screen is turned on, even it's locked. No. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. I need to transfer a balance from one credit card to another credit MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). I understand your frustration, especially when it's something that can be done quickly. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. 0000008137 00000 n What if my card is lost or stolen? Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. How many level crossings could have been grade-separated with that money? We have this new thing called EMAIL. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. Myki - Wikipedia The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. Can You Pay Your Taxes With a Credit Card? Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. How to transfer your credit card balance - Citi.com A balance transfer lets you use a credit card to pay debt on another credit card. Now you cannot access it on your original device. How Many Credit Cards Should a College Student Have? Balance transfers usually go through in five to seven days, although they may take longer. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. We recommend visiting the card issuers website for the most up-to-date information available. Save Big With Low-Rate Balance Transfers. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". 0000000016 00000 n It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Ripped Off - Metro Trains, Melbourne Traveller Reviews - Tripadvisor Your balance is protected from the time you tell us your myki is lost or stolen. 0000013222 00000 n +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. Any other travel benefit such as free weekend travel isn't available at this time. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. You will need to provide identification to show that you are the registered myki card holder. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." 0000005348 00000 n Replace a ticket - Public Transport Victoria Auto-load is the same as auto top up. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. Tap Travel Card. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. You can only have your Mobile myki active on one device at a time. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. You will need to provide identification to show that you are the registered myki card holder. I never bothered to do it. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Cincinnati Police Federal Credit Union Balance Transfers Licences. Whats the difference between a hard credit inquiry and a soft credit inquiry? xen0. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). Check your Mobile myki, you may be in negative balance or your myki Pass may have expired.